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I always get branded gift cards for my nieces and nephews. They are easy to pick up at the store and I can never go wrong. I would be embarrassed if they had to go through the hassle of returning something.
Any product that reduces the need for paperwork is a winner in my book. Having my flexible spending account on a prepaid card is so much easier than having to fork over my money first, fill out paper forms and wait weeks to be reimbursed for healthcare expenses. There is no waiting. I can use it right away at the doctor's office or drugstore for qualified purchases. It is a real time saver!
Cashing my check every week used to cost me a lot in fees and charges and I wasted a lot of time waiting in line. Now my pay is automatically deposited on a prepaid card. I get free purchases and free cash back, free bill pay and I don’t have to stand in line anymore. It means freedom to me and I have a card that looks and works just like my friends who have checking account debit cards.
I rarely head to the bank anymore so getting a branded rebate card is a much easier way to get to my money. I just pop it out at the grocery store or use it immediately online for purchases. Those rebate checks expire quickly! The prepaid card does not expire for a year and it’s already in my wallet so I remember to spend it.
I love using my reloadable prepaid card because it's convenient, safe and allows me to spend only the money that's on the card. I use it to buy everything from gas and groceries, and even pay bills for phone or utilities. When I go out to dinner with friends and we split the bill, I can use my prepaid card just like a bank debit card or credit card.
My daughter is 15 and I want to teach her how to manage money. Instead of a giving her cash or a debit card, I give her a reloadable prepaid card, which I can reload with her allowance and other money received from babysitting or as gifts. Knowing her card is protected if it lost or stolen gives me piece of mind. I also like the fact that she can't overspend.
General Purpose Reloadable Card for Teens